I've switched to Swinton this year after a cock-up at Bennetts (long story, ask me over a beer one day).
They're charging £146 TPFT for the VFR and the R1100 on the one policy with Aviva.
Interestingly the invoice from Swinton goes into a bit of detail. The basic price from Aviva is £116, and Swinton's fee is £30. I've no problem with that, they've obviously got to get their cut.
But even more interesting is Aviva's breakdown. To insuring the R1100 £7.50. To insuring the VFR £108.50.
So does that mean if I got rid of the VFR I could insure the BMW for buttons? I fear not